I’m not a fan of Facebook. Not at all. Clearly that places me in the minority of people in the Western world. But following their recent IPO, I have been collecting links on articles about the Facebook IPO, and it seems that although I am in the minority, there would appear to be more and more commentators who share my view.

I think that Facebook is overvalued (ever after its first week falls) and I also think that it’s future is uncertain unless it can come up with a way to pull off the dual miracles of growing revenue at a ridiculous pace AND inventing a way to monetize their service in a world dominated by mobile devices.

Here’s a list of articles that share my viewpoint:

• Facebook Admits Mobile Shift Damaging Business Faster Than Expected In New SEC Filing; Will Miss Q2 Projections
• Why I Lost My Faith In Facebook Advertising
• GM Pulls $10 Million Facebook Ad Buy, IPO Doubts Loom
• Facebook resisters: why millions refuse to like social media giant
• facebookdotbomb 1, facebookdotbomb 2
• Here’s what could kill Facebook
• And some more opportunities for death - right from Facebook’s S1
• I put my family business on Facebook. Here’s what happened
• Facebook is not only on course to go bust, but will take the rest of the ad-supported Web with it
• How Facebook could destroy the U.S. economy
• After Facebook fails

And just for balance, here’s the one article I saw last week that has come strongly in favour of Facebook’s valuation:

• FaceBook worth every penny

Bearish? Yep.

It’s simply amazing to me how much is going on in mobile payments at the moment. Here’s a sample of some of the stories that I have seen just this week:

• The billion-dollar fight for control of mobile money
• Check-In Needs To Work, But How Can We Fix It?
• Mobile Payments: How to successfully innovate and scale
• Is 2012 the Inflection Point for Mobile Payments?
• Keen On… Why $50 Billion Is Small Change For SCVNGR (TCTV)
• Will Mobile Wallets Replace Their Traditional Counterparts?
• The Apple iWallet: Why The iPhone 5 Killer Feature is Mobile Payments

And then there is the completely open question of what Apple will do. 2012 is definitely going to be a very interesting year for mobile payments.